Family Life Insurance
Protect your family's financial future in case you die.
We all think that the worst won't happen to us whilst our children are still dependent on us but, sadly, it does. By putting in place a simple life insurance policy for yourself and your spouse or partner, then you can be certain that your children can be financially cared for.
We can offer different products to suit your circumstances and requirements:
- A level term life insurance policy is taken out for a specific amount for a set number of years - depending on your budget, you choose how much and for how long - this would pay out a cash lump sum to your beneficiaries.
- A family income benefit plan will pay out a specified monthly sum for the remaining term of the policy. This is usually cheaper than a level term policy because the total cash your family receives is less if the claim is further into term of the policy.
Both of these types of policy include terminal illness cover which means that the policy will payout before you die if the doctors agree that you have less than than 12 months to live. This cover cannot be purchased on its own, it is included as standard with life and/or critical illness polices.
Critical illness insurance can also be added onto term insurance and family income benefit policies. See more on critical illness insurance.
Our independent expert advisers can talk you through all the different types of policies and ensure that you get the right product at a competitive price. We can also arrange to put your policy into trust so that any payout goes straight to your beneficiaries and not into your estate.
Phone us now on 0800 458 3525 (01823 423823 from a mobile) or Get a quote online and compare for yourself.