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Fixed Term Annuities

What is the difference between a lifetime annuity and a fixed term annuity?

A lifetime annuity is the traditional type of annuity where you use your pension fund to purchase a guaranteed annuity for the rest of your life. There are various options that you can have but essentially once you've bought it  - you're in for life! See Annuities

A Fixed Term Annuity is just that - it gives you an income for pre-determined lengths of time up until the age of 75 when you will have to purchase a lifetime annuity in line with the current pension legislation.

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