Shepherds Friendly Over 50s Plan
No Medical Questions.
Cash Payout on your death (see below).
Ideal for
funeral plan cover or to leave your loved ones a cash lump sum.
Guaranteed acceptance on all applications. No medical but you do need to be in good health with no diagnosed terminal illness, cancer or heart problems.
Premiums start from as little as £8 a month and are guaranteed never to rise. We also promise never to reduce your cover, regardless of your future health. There's also the option to limit your premium paying term to 15 years**.
Please telephone us freephone on 0800 018 1702 for more details OR
CLICK HERE to download an application from OR telephone us on 0800 018 1702 and we will send you an application pack. See below for FREEPOST address.
What is this plan?
It is a regular premium Whole of Life plan that lasts for the rest of your life. It is designed to pay a cash lump sum on your death.
If you die during the first 12 months’ of the plan from natural causes or from reasons explained under the 'Exclusions' section, the amount payable will be a full return of premiums paid up to the date of death.
If you are looking for a policy for a specific length of time, other products may be more appropriate
Who is eligible for this plan?
Anyone who is aged between 50- 74.
Can the policy ever be cancelled?
Only by yourself.
The policy will never be cancelled by National Friendly, providing you continue to pay your monthly premiums until your 85th Birthday. When you reach the age of 85 your plan will continue until you die but you won’t have to pay any further premiums.
Are there any medical questions?
There are no medical questions.
Things to consider
You can cancel the plan within 30 days and receive a refund of your premiums. If you cancel after this then you will not receive any money as your plan has no value other than when you die.
The payout will form part of your estate and may be subject to inheritance tax unless it goes to your spouse or civil partner, or is written into trust.
Depending on how long you live, the total premiums paid in may be more than the amount payable on death. If you stop paying the premiums, the plan will lapse with no value.
I would like to see some more details
Click here
for the Key Features of the plan, including the terms, conditions and exclusions relevant to this plan.
Is this the product for you?
This product is offered without advice but we do have specialist admin staff to assist you through the application process and advise you on the details of the product. Please telephone us on 0800 018 1702.
** If you would like to limit the term of your policy to 15 years then this option must be chosen when you take out your policy.
FREEPOST to return your application:
RLTA-JBBX-CRYK
LFS & Partners Ltd
2-4 North Street
Taunton
Somerset TA1 1LH
· You have the right to cancel your plan within the first
· If you were