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What type of cover do I need?

Life Insurance Jargon Explained

What do I need to cover a:
  -  Repayment mortgage?  Decreasing term assurance.
  -  Interest only mortgage?  Level Term Assurance.

I want to leave an annual or monthly income for my family if I die?  Family Income Benefit.

I want to leave my spouse or dependants a cash lump sum to invest if I die? Level Term Assurance.

I need a cash lump sum or to pay off my mortgage if I become seriously ill?  Critical Illness Insurance.

I would like a life assurance policy that covers me for my entire life? Whole of Life Insurance.

I would like a life policy that pays out when I die to leave enough to cover my funeral expenses?  Whole of Life Insurance.

I need to insure my key staff in case they die or suffer a critical illness - Business Protection.

If I have an accident or am too ill to work, I need an income to  live on?  Income Protection.

I am self employed and need to protect my income if I am ill? Income Protection.

I need my monthly mortgage payments paid until I return to work?  Mortgage Payment Protection.

I have poor health. Special Risks Life Assurance. 

Recovered from cancer. Special Risks Life Assurance.

Heart problems and am having difficulties getting affordable life assurance?  Special Risks Life Assurance.

I regularly participate in extreme sports such as parachuting, hang-gliding, scuba diving, caving or motor sport? Special Risks Life Assurance.

Life Insurance Jargon Explained.