Life Insurance Jargon Explained
»What do I need to cover a :
- Repayment mortgage? Decreasing term assurance
- Interest only mortgage? Level term assurance
»I want to provide an annual or monthly income for my family if I die? Family Income Benefit
» I want to leave my spouse or dependants a cash lump sum to invest if I die? Level term assurance
» I need a cash lump sum or to pay off my mortgage if I become seriously ill? Critical Illness Insurance
» I would like a life assurance policy that covers me for my entire life? Whole of Life Insurance
» I would like a life policy that pays out when I die to leave enough to cover my funeral expenses? Whole of Life Insurance
» I need to insure my key staff in case they die or suffer a critical illness -Business Protection
» If I have an accident or am too ill to work, I need an income to live on? Income Protection
» I'm self employed and need to protect my income if I'm ill? Income Protection
» I need my monthly mortgage payments paid until I return to work? Mortgage Payment Protection
» I have poor health » recovered from cancer » heart problems and am having problems getting affordable life assurance?
Special Risks life assurance
» I regularly participate in extreme sports such as parachuting, hang-gliding, scuba diving, caving or motor sport?